Dead Man's Ledger

Silas Vane dies as a paramedic on Earth and wakes outside the gates of Pallor — a city in a world called Ossuary, where death is currency and the Ledger is law. He has hours of ambient Debt to clear before the system zeroes him. His Writ is Auditor (Triage Variant): he can see everyone's survival probability the moment he looks at them. Green. Yellow. Red. Black. The lowest district of Pallor lives at yellow trending red. He gets to work.

Lord Crave's Contract of Sustenance is lawful, polite, and the worst thing happening in the city. The Architecture beneath the streets is older than recorded history and growing. The Ledger rewards efficient violence. And somewhere in the math, fifteen percent of every Credit earned in Ossuary is being siphoned to a place no one can find. Silas hates a rigged ledger more than he hates dying.

Darker than He Who Fights With Monsters. The hope is real. It costs. Violence has weight. Moral choices don't have clean answers. The protagonist does not optimize his way out — he audits his way through.